This site exercises best efforts at all times to preserve
and otherwise respect each visitors privacy. The exact security
measures for implementing this policy are stated below. Notwithstanding
the foregoing, you, the visitor, hereby acknowledge by continuing
to visit this site that there is a risk your privacy may be compromised
by computer and/or human error. You acknowledge, further, that if
your privacy is so compromised you will not, in any event, be entitled
to any damages or other relief from the owner/operator of this site.
The owner/operator of this site is not and cannot be
found liable to any visitor for any reason, even if the visitor
sustains actual damages. By continuing to use this site, you, the
user, agree that said complete release is enforceable in all respects.
Information We Collect and How It's Used
To process your quote request, we require your name,
phone number, email address, mortgage balance (if any) and estimated
financial information such as debts, salary, credit, etc . This
information is used by the lenders in our network to provide accurate
loan quotes and to contact you with rates and terms. We DO NOT REQUIRE
your social security number.
American Home Equity Loans website was designed by an
independent firm designed to gather consumer requests for loan information
or pre-approvals and transfer them in a timely manner to licensed
mortgage professionals who purchase this information for their business.
These mortgage professionals contact the consumer directly regarding
their specific needs. We guarantee that all information submitted
through this web site is strictly confidential.
Further, we guarantee that all information submitted
through American Home Equity Loans is transferred to no more than
four licensed professionals who are either: a specialist for the
selected loan type, or local to the consumer. Not all lenders will
offer a program that is right for you.
We will not resell any information provided through
this web site to other commercial or marketing organizations for
any reasons whatsoever. We will honor all requests immediately to
remove any consumer from any marketing campaign that we operate,
if any. Further, if there are any questions as to any part of our
privacy/disclosure policy, please e-mail us directly at firstname.lastname@example.org
for more information.
We use your IP address to help diagnose problems with
our server, and to administer our Web site only.
This site contains links to other sites. American Home
Equity Loans is not responsible for the privacy practices or the
content of those Web sites.
Our site uses an order form for customers to request
information, products, and services. We collect visitor's contact
information (like their email address). Contact information from
the order form is never used to send promotional material from any
of our partners or reputable third parties that may be of interest
to our customers. The customer's contact information is also used
to get in touch with the visitor when necessary. Users may opt-out
of receiving future mailings; see the choice/opt-out section below.
Some of our sites offer security measures in place to
protect the loss, misuse and alteration of the information under
our control. We offer all personal data transmission through HTTPS,
a secure Internet communications protocol. Our security certificate
is issued by Thawte USA. For more information visit http://thawte.com/corporate/cps/cps.html.
If you do not see a Valid Thawte USA certificate on this site, we
cannot be not liable for any data comprised upon submission.
Our site provides users the opportunity to opt-out of
receiving communications from us and our partners at the point where
we request information about thevisitor. This site gives users the
following options for removing their information from our database
to not receive future communications. visit http://www.american-home-equity-loans.net/html/contactus.html
This site gives users the following options for changing
and modifying information previously provided. visit http://www.american-home-equity-loans.net/html/contactus.html
Resolution of Disputes
Resolution of Disputes. If any dispute regarding any
matter whatsoever arises between a visitor and the owner/operator
of this site, that dispute must be resolved by arbitration as herein
provided. First, the person making a claim must provide written
notice of that claim to the other party within thirty (30) days
after the claiming party learns that he/she/it may have a claim.
Failure to provide said thirty (30) day notice shall result in the
complete release and extinguishment of the alleged claim. If said
thirty (30) day notice is timely provided then the claiming party
must notify the American Arbitration Association in San Diego, California
and otherwise file the claim with the American Arbitration Association
within thirty (30) days after the date of the thirty (30) day complaint
letter. Said arbitration must then be resolved formally within thirty
(30) days after submittal of the claim to the American Arbitration
Association. Whatever fees must be paid to the American Arbitration
Association shall be the complete responsibility of the claiming
party. By continuing to use this site, you, as a visitor, agree
that the foregoing dispute resolution process is fair and reasonable
in all respects.
Contacting the Web Site
If you have any questions about this legal/privacy statement,
the practices of this site, or your dealings with this Web site,
you can contact Customer Service at American Home Equity Loans.
4000 Barranca Pkwy, #100
Irvine, California 92604